Meet Your Local Home Loan Lender

house with flag little girl and dad

Opening Doors to Home Ownership

More people in our area choose Journey Bank for their mortgage needs. And there's a reason why. Home buyers look to us for our commitment to excellent customer service. Along with competitive rates and flexible mortgage solutions, our locally based lenders are with you every step of the way from pre-qualification to closing. And, unlike some other banks, we will continue to be there with help and guidance for the life of your loan.

sandy smith

Sandra Smith

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Meet Sandy Smith, your trusted mortgage lender at Journey Bank. With over 30 years of local banking experience and eight years specializing in mortgage underwriting, Sandy is here to be your partner through the mortgage process. Sandy knows our area well and understands the needs of families of business in our communities. Sandy is also an active community member. Sandy tells us, "Community banking is not only helping my customers with their personal financial needs—but working side by side with them through local nonprofit organizations and booster clubs for the betterment of our community and schools." Whether you're seeking a mortgage, refinancing, or other home financing solutions, Sandy is your go-to expert to guide you on your journey to homeownership!

Office: 570.387.3038
Cell: 570.854.8942
Fax: 570.752.8058


Start the Mortgage Process

Our online mortgage center expedites and streamlines the mortgage process and ensures secure delivery of paperwork. But don’t worry. Sandy will remain by your side every step of the way and all mortgage decisions remain local. As you begin your application, Sandy is ready and waiting for your questions and concern

What You’ll Need:

  • Your SSN
  • Employment and income information for yourself and any other borrowers
  • 10 to 15 available minutes to complete

Apply With Sandy Today

Continue Your Mortgage Application

If you couldn’t finish your application in one sitting, no problem. Use your username and password to securely access and complete your application.

Access Your Application

Upload, Download, or View Loan Documents

As your mortgage is processing, Sandy may need you to upload or download documents. Or maybe you want to access and view your pre-submitted documents. Just enter the username and password you used to submit your loan application.

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