Certificates of Deposit (CDs)


Certificates of Deposits (CDs) are one of the easiest ways to earn competitive interest if you don’t need immediate access to your funds.

  • CDsWith our CDs, you’ll earn higher interest rates than with traditional savings accounts.

    $500 minimum deposit
    Term options from 3 months to 5 years
    FDIC Insured

  • No Penalty Certificates of Deposit*No Penalty Certificates of Deposit give you the power of earning competitive interest with the flexibility of accessing your money before your term expires.

    $5,000 minimum deposit
    12-month term
    FDIC insured

  • Flex Certificates of DepositFlex Certificates of Deposit offers interest rates to keep you earning for 3 years but doesn’t stop you from accessing your money when you need it.

    $10,000 minimum deposit
    36-month term
    FDIC insured

*A fee will apply during the first six days of account opening

Open a CD Today

To open a CD with Journey Bank, visit one of our 22 locations in Columbia, Montour, Northumberland, Lycoming and Clinton counties or submit a contact us form today and one of our team members will reach out to you to schedule an appointment.