Current Rates
These rates are effective as of December 1st, 2024, unless otherwise noted, and are subject to change without notice. Please call 570.784.1660 or email us for additional information.
Promotional Certificates of Deposit1,2,3
$5,000 minimum deposit to open
| Term | Annual Percentage Yield APY (Balances $500+) |
|---|---|
| 5 month | 4.50% |
| 12 month no penalty | 1.51% |
3 and 6 month Certificates of Deposit1,3
$500 minimum deposit to open
| Term | Annual Percentage Yield APY (Balances $500 - $9,999.99) | Annual Percentage Yield APY (Balances $10,000 - $49,999.99) | Annual Percentage Yield APY (Balances $50,000+ ) |
|---|---|---|---|
| 3 month | 0.10% | 0.15% | 0.20% |
| 6 month | 0.15% | 0.20% | 0.25% |
9 through 60 month Certificates of Deposit1,3
$500 minimum deposit to open
| Term | Annual Percentage Yield APY (Balances $500 - $1,999.99) | Annual Percentage Yield APY (Balances $2,000 - $9,999.99) | Annual Percentage Yield APY (Balances $10,000 - $49,999.99) | Annual Percentage Yield APY (Balances $50,000+) |
|---|---|---|---|---|
| 9 month | 2.70% | 2.75% | 3.20% | 3.70% |
| 12 month | 0.25% | 0.30% | 0.35% | 0.35% |
| 15 month | 0.70% | 0.80% | 0.90% | 0.90% |
| 18 month | 0.80% | 0.90% | 1.00% | 1.00% |
| 24 month | 0.90% | 0.90% | 1.00% | 1.10% |
| 30 month | 0.95% | 1.05% | 1.15% | 1.15% |
| 36 month | 1.00% | 1.20% | 1.25% | 1.25% |
| 48 month | 1.15% | 1.35% | 1.40% | 1.40% |
| 60 month | 1.30% | 1.50% | 1.55% | 1.55% |
36-month Flex Certificate of Deposit1,3,4,5
$10,000 minimum deposit
| Term | Annual Percentage Yield APY (Balances Less than $10,000) | Annual Percentage Yield APY (Balances $10,000 - $14,999) | Annual Percentage Yield APY (Balances $15,000 - $19,999) | Annual Percentage Yield APY (Balances $20,000 - $24,999) | Annual Percentage Yield APY (Balances $25,000 - $99,999) | Annual Percentage Yield APY (Balances $100,000 - $250,000) | Annual Percentage Yield APY (Balances $250,000.01+) |
|---|---|---|---|---|---|---|---|
| 36 month | 0.03% | 0.05% | 0.10% | 0.20% | 0.30% | 0.40% | 0.50% |
IRA Accounts1,3,6
$100 minimum deposit
| Term | Annual Percentage Yield APY (Balances $100.00+) |
|---|---|
| 18 month | 1.55% |
| 36 month | 0.85% |
| 48 month | 0.85% |
| 60 month | 0.90% |
Money Market1,4
$1,000 minimum deposit
| Term | Annual Percentage Yield APY (Balances $500 - $4,999.99) | Annual Percentage Yield APY (Balances $5,000 - $9,999.99) | Annual Percentage Yield APY (Balances $10,000 - $14,999.99 ) | Annual Percentage Yield APY (Balances $15,000 - $99,999.99) | Annual Percentage Yield APY (Balances $100,000+) |
|---|---|---|---|---|---|
| 0.05% | 0.10% | 0.15% | 0.20% | 0.40% |
1. Fees may reduce earnings. 2. We may impose a penalty if you withdraw any of the principal before the maturity date. For all time deposits with original maturities of one year or less, we may impose a penalty of three months interest on the amount withdrawn. For time deposits with original maturities of more than one year, we may impose a penalty of six months interest on the amounts withdrawn. Penalty may apply if withdrawal occurs within six days of the first deposit or subsequent deposits, or within six days of previous withdrawal. 3. APY is based on the quarterly compounding of interest. 4. Rate may change after account opening. 5. Rates may change on the first day of each quarter. 6. Consult IRA documents for limitations and restrictions.
