Meet Your Local Home Loan Lender

house with flag little girl and dad

Opening Doors to Home Ownership

More people in our area choose Journey Bank for their mortgage needs. And there's a reason why. Home buyers look to us for our commitment to excellent customer service. Along with competitive rates and flexible mortgage solutions, our locally based lenders are with you every step of the way from pre-qualification to closing. And, unlike some other banks, we will continue to be there with help and guidance for the life of your loan.

Michelle Densberger

Michelle Densberger

[email protected]

Phone: 570.394.2503
Fax: 570.416.0474

NMLS: 480410

A longtime resident of Columbia County, Michelle Densberger launched her banking career in 1992. Over the years, she has earned numerous American Institute of Banking professional diplomas and certificates in the fields of bank marketing and operations, mortgage lending, personnel supervision, and team leadership.

She specializes in new construction, first time home buyers, VA guaranteed loans, purchasing and refinancing, and creative problem solving. Her training, knowledge and technical skills enable her to successfully navigate her customers through the mortgage process.

Buying a home is one of the most important decisions and investments many people make during their lifetime. Michelle expertly guides clients through the process, making it as stress-free and simple as possible. Michelle, with her 22+ years of experience, is dedicated to helping her clients make the dream of ownership come true.

Start the Mortgage Process

Our online mortgage center expedites and streamlines the mortgage process and ensures secure delivery of paperwork. Be assured, Michelle will remain by your side every step of the way, and all mortgage decisions remain local. As you begin your application, Michelle is ready and waiting for your questions and concerns.

What You’ll Need

  • Your SSN
  • Employment and income information for yourself and any other borrowers
  • 10 to 15 available minutes to complete

Apply With Michelle Today

Continue Your Mortgage Application

If you couldn’t finish your application in one sitting, no problem. Use your username and password to securely access and complete your application.

Access Your Application

Upload, Download, or View Loan Documents

As your mortgage is processing, Michelle may need you to upload or download documents. Or maybe you want to access and view your submitted documents. Just enter the username and password you used to submit your loan application.

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